This document (“Privacy Policy”) is published by virtue of the legal requirement under the provisions of the Information Technology Act, 2000 that require intermediaries to publish the rules and regulations, privacy policy and terms for access or usage of their website/mobile app and is primarily governed by Rule 3 (1) of the Information Technology (Intermediaries Guidelines) Rules, 2011 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.
The privacy policy covers how SHUBHDEEP BAHUUDDESHIYA SHIKSHAN SANSTHA ( 220days ) uses any information that you give when you visit the 220days platform. The policy describes what information we collect from you, how we collect this information and what we do with it after we collect it. By using our website, you give consent to the use of your Personal Information by 220days in accordance with the terms set out in this Privacy Policy. We may make changes to the Privacy policy from time to time. We will notify you of any material changes to the privacy policy by sending you a notification
Personal Information: We collect personal information which includes but is not limited to name, mailing address, phone number, pan number, Redacted Aadhaar number, bank account number, ITR, Bank Statements, purpose of loan and other financial information. We may ask you to provide additional information about yourself, if required for the purpose of rendering our services.
Grayquest may collect your personal data or information from a variety of sources, including:
Non-personal information: We can also collect non-personal information such as IP address, browser type, operating system, and the URL of the previous website you visited.
We use the information to understand your credit profile and provide you with a better service. We also might send you promotional emails about new products, special offers or any other information which might be of relevance to you.
We will not sell or distribute your information to third parties unless we have your explicit permission to do so.
However, the information collected is shared to the following parties to perform their respective actions in order to cater the service requested by the user.
We will securely store the information collected from user excluding the data mentioned in the Archiving / removal clause of the policy until closure of the account with 220days, for us to offer better services and products on an ongoing basis.
A cookie is a small file placed on the hard drive of your computer. Most websites use cookies. We use cookies to track your use of the website and provide you with a more personalized user experience. You can choose either to accept or decline cookies. Most web-browsers automatically accept cookies, but you can change your browser settings to decline cookies as well.
The Organization shall ensure that personal data are adequate, relevant, and limited to what is necessary in relation to the purposes for which they are possessed.
We do not retain your Personal Information for longer than required for the purpose for which the information may be lawfully used. To ensure that Personal Information is kept for no longer than necessary, Company shall delete the KYC documents like PAN, Aadhaar and other OVD Documents of the user possessed for processing their loan application within 48 (Forty Eight) hours from date of disbursement or rejection of the application.
For any other information, we may entertain your request for deletion, however, you may not be able to use our services at all after such deletion.
Data security is our priority. To prevent unauthorized access, we have the required procedures and firewalls (both electronic and physical) to safeguard your data.
WhatsApp option - 'By Signing Up, the user agrees to receive communication from 220days via WhatsApp, Email, Messaging or any other communication channel. Email Soft calls and SMS.
Our Privacy Policy might change from time to time, and 220days will update it on the app/website.
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